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About Us

When choosing a lender, it’s important to work with the best! Founded in 2001, our company has grown to become the largest retail reverse mortgage lender in America*.

It’s also important to work with a lender that has credentials. One Reverse Mortgage is approved by the Federal Housing Administration (FHA) and our loan program is insured by the U.S. Department of Housing and Urban Development (HUD). Companies approved by both the FHA and HUD must follow strict guidelines that help protect consumers.

We also have an A+ rating with the Better Business Bureau and are a member of the National Reverse Mortgage Lenders Association (NRMLA).

We are licensed in all 50 states and currently operate in 47. We are not only knowledgeable about the federal policies, but are well informed about every state policy as well. See who is licensed in your state.

Leading The Way

Richard Mandell

Chief Executive Officer

Richard Mandell is the CEO of One Reverse Mortgage, LLC where he is responsible for the production and growth of the company as well as the development of the reverse mortgage banking teams. During his leadership, which began when he joined the organization in January 2010, One Reverse Mortgage has more than tripled in production and headcount which has established the organization as the largest reverse-only mortgage lender in America.

Before joining the One Reverse Mortgage team, Richard excelled in many key roles at Quicken Loans. He joined the Quicken Loans organization in August 1996 and quickly became one of the top licensed professionals. In July 1997, he was promoted to Branch Manager of our Boulder Financial office in Southgate, Michigan and grew it from one of the lowest producing branches to one of the most successful among 30 offices. He served as Manager of branches in Bingham Farms, Rochester Hills and West Bloomfield before opening the Farmington Hills branch in 2001. In 2003, Richard was promoted to Vice President of Rock Financial where he was charged with overseeing loan production for all Rock Financial locations. In November of 2006, Richard became the Vice President of the Quicken Loans Troy office and held that position until joining One Reverse Mortgage, LLC. Richard is also active in his community. He is a board member at Temple Shir Shalom Synagogue.

Richard also provides business consultation and leadership coaching services to many Michigan based companies. His spare time is spent with his wife of 14 years and his two sons.

Gregg Smith

President & Chief Operating Officer

Gregg Smith is the President and Chief Operating Officer of One Reverse Mortgage, LLC. Gregg oversees loan operations, capital markets and government affairs for the company. His leadership began with the organization in 2001, and since then One Reverse Mortgage has grown into the largest consumer direct reverse mortgage lender in America.

Gregg’s experience in the mortgage industry began in 1995, when he founded Access National Mortgage. Under Gregg’s leadership, the company grew from a small brokerage operation to one of the top five online lenders. In 1999, Gregg sold Access National Mortgage to Webster Bank, remaining as president of the new entity.

Gregg has been in the mortgage lending, finance and residential building industry for over 20 years. Gregg serves on the Board of Directors of the National Reverse Mortgage Lenders Association (NRMLA) and the Coalition of Independent Seniors (CIS). Also, Gregg is a member of the Mortgage Bankers of America (MBA) Residential Loan Production Steering Committee.

Gregg and his wife are active members of their San Diego community. The Smith Family has donated their time and resources to several local charities including volunteering with the Habitat for Humanity in the San Diego region. Gregg earned a degree in Political Science from Northeastern University in Boston, Mass. He and his wife reside in La Jolla, California.

Kim Schachinger

Chief Marketing Officer

Kim Schachinger is the Chief Marketing Officer responsible for the development and execution of marketing and branding strategies for One Reverse Mortgage. She is also an executive team member involved in developing business strategies and initiatives to grow the organization.

Prior to joining One Reverse Mortgage in April of 2011, Kim held the same role for In-House Realty, another organization in the Quicken Loans family of companies. She joined In-House Realty in February 2010 to expand the brand of the company both internally and externally and build marketing strategies to generate leads and grow their real estate agent network.

Kim was the Vice President, Marketing Director for Qualigence, the largest recruitment research firm in the U.S., before joining In-House Realty. Kim joined Qualigence in 2004 to establish a brand for the organization which was followed by a strategic plan to effectively market the company throughout the Human Resource and Recruiting industries. Her marketing, advertising and public relations efforts resulted in additional sales, name recognition, as well as the company and its CEO becoming recognized as experts in the industry. Also a member of the executive team, Kim was involved in developing the infrastructure of the organization as well as creating business and process strategies to efficiently grow the company.

Before Qualigence, Kim was an AVP, Marketing Manager for Fifth Third Bank and joined the bank in 2001 at the time that Fifth Third Bank acquired Old Kent Bank. In this role, she was responsible for implementing and managing all marketing and advertising activity for multiple lines of business, but was also instrumental in creating the marketing and advertising strategies for the bank conversion process and branding the bank in a new market.

For the first twelve years of Kim’s career, she was employed at Yaffe & Company Advertising, an advertising agency headquartered in Southfield, Michigan. During her tenure, she was responsible for managing close to a dozen of the agency’s largest accounts including Art Van Furniture, ABC Warehouse and Perry Drug Stores. As an Account Supervisor, Kim created and managed an annual merchandising show for the agency’s largest client, Phar-Mor, Inc. She designed the 600+ person event to net more than 100% profit for the client.

Kim has a Bachelor of Fine Arts degree from Eastern Michigan University, is a member of the Adcraft Club of Detroit, and champions fundraising efforts for a variety of important causes every year.

Richard Mandell

Chief Executive Officer

Richard Mandell is the CEO of One Reverse Mortgage, LLC where he is responsible for the production and growth of the company as well as the development of the reverse mortgage banking teams. During his leadership, which began when he joined the organization in January 2010, One Reverse Mortgage has more than tripled in production and headcount which has established the organization as the largest reverse-only mortgage lender in America.

Before joining the One Reverse Mortgage team, Richard excelled in many key roles at Quicken Loans. He joined the Quicken Loans organization in August 1996 and quickly became one of the top licensed professionals. In July 1997, he was promoted to Branch Manager of our Boulder Financial office in Southgate, Michigan and grew it from one of the lowest producing branches to one of the most successful among 30 offices. He served as Manager of branches in Bingham Farms, Rochester Hills and West Bloomfield before opening the Farmington Hills branch in 2001. In 2003, Richard was promoted to Vice President of Rock Financial where he was charged with overseeing loan production for all Rock Financial locations. In November of 2006, Richard became the Vice President of the Quicken Loans Troy office and held that position until joining One Reverse Mortgage, LLC. Richard is also active in his community. He is a board member at Temple Shir Shalom Synagogue.

Richard also provides business consultation and leadership coaching services to many Michigan based companies. His spare time is spent with his wife of 14 years and his two sons.

Gregg Smith

President & Chief Operating Officer

Gregg Smith is the President and Chief Operating Officer of One Reverse Mortgage, LLC. Gregg oversees loan operations, capital markets and government affairs for the company. His leadership began with the organization in 2001, and since then One Reverse Mortgage has grown into the largest consumer direct reverse mortgage lender in America.

Gregg’s experience in the mortgage industry began in 1995, when he founded Access National Mortgage. Under Gregg’s leadership, the company grew from a small brokerage operation to one of the top five online lenders. In 1999, Gregg sold Access National Mortgage to Webster Bank, remaining as president of the new entity.

Gregg has been in the mortgage lending, finance and residential building industry for over 20 years. Gregg serves on the Board of Directors of the National Reverse Mortgage Lenders Association (NRMLA) and the Coalition of Independent Seniors (CIS). Also, Gregg is a member of the Mortgage Bankers of America (MBA) Residential Loan Production Steering Committee.

Gregg and his wife are active members of their San Diego community. The Smith Family has donated their time and resources to several local charities including volunteering with the Habitat for Humanity in the San Diego region. Gregg earned a degree in Political Science from Northeastern University in Boston, Mass. He and his wife reside in La Jolla, California.

Kim Schachinger

Chief Marketing Officer

Kim Schachinger is the Chief Marketing Officer responsible for the development and execution of marketing and branding strategies for One Reverse Mortgage. She is also an executive team member involved in developing business strategies and initiatives to grow the organization.

Prior to joining One Reverse Mortgage in April of 2011, Kim held the same role for In-House Realty, another organization in the Quicken Loans family of companies. She joined In-House Realty in February 2010 to expand the brand of the company both internally and externally and build marketing strategies to generate leads and grow their real estate agent network.

Kim was the Vice President, Marketing Director for Qualigence, the largest recruitment research firm in the U.S., before joining In-House Realty. Kim joined Qualigence in 2004 to establish a brand for the organization which was followed by a strategic plan to effectively market the company throughout the Human Resource and Recruiting industries. Her marketing, advertising and public relations efforts resulted in additional sales, name recognition, as well as the company and its CEO becoming recognized as experts in the industry. Also a member of the executive team, Kim was involved in developing the infrastructure of the organization as well as creating business and process strategies to efficiently grow the company.

Before Qualigence, Kim was an AVP, Marketing Manager for Fifth Third Bank and joined the bank in 2001 at the time that Fifth Third Bank acquired Old Kent Bank. In this role, she was responsible for implementing and managing all marketing and advertising activity for multiple lines of business, but was also instrumental in creating the marketing and advertising strategies for the bank conversion process and branding the bank in a new market.

For the first twelve years of Kim’s career, she was employed at Yaffe & Company Advertising, an advertising agency headquartered in Southfield, Michigan. During her tenure, she was responsible for managing close to a dozen of the agency’s largest accounts including Art Van Furniture, ABC Warehouse and Perry Drug Stores. As an Account Supervisor, Kim created and managed an annual merchandising show for the agency’s largest client, Phar-Mor, Inc. She designed the 600+ person event to net more than 100% profit for the client.

Kim has a Bachelor of Fine Arts degree from Eastern Michigan University, is a member of the Adcraft Club of Detroit, and champions fundraising efforts for a variety of important causes every year.

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