• Best Places in the U.S. to Look for Vacation Homes

  • by Austin Schachinger

You have worked incredibly hard your entire life to get to this point.  The countless hours of sitting at your desk hard at work, as well as sitting in rush hour traffic every day, have finally brought you to retirement – and have made it that much sweeter.  You may have always dreamed of living on the water, or surrounded by golf courses, or even surrounded by mountains away from the chaos of the big cities, but you don’t want to move away from your family.  We’ve got a solution.

Some retirees look into vacation homes to serve as a secondary residence when they need to get away to their favorite spot. Perhaps they don’t want to deal with booking a hotel and living out of a suitcase or perhaps they are vacationing a little longer than normal. For example, a couple that lives in Michigan for a majority of the year, may high tail it to their vacation home in Florida to live out their home state’s brutal winters. While vacation homes can be pricey, some people rent instead of own or rent theirs out to others when they are not using it. If you are interested in buying or renting a vacation home, we’ve found some of the best places to enjoy it to its fullest – depending on where you want to be.

By The Water

It seems that almost everyone starts to get tired of the cold, long winters up north as they reach the end of their careers. Usually, one of the first places retirees may look for their vacation homes is somewhere with mild temperatures year-round and by some body of water.  If you’re tired of your teeth chattering and constantly digging your car out of the snow, why not spend your retirement laying out on the water or driving your boat rather than a car?  If you’re looking for a remote place on a lake, Big Bear Lake, California would be a great location for you.  Directly in the heart of the San Bernardino National Forest, Big Bear Lake offers cabin life right on the lake. Imagine waking up to beautiful scenery every day.  This town has a population of only 5,000 but on the holidays families come in to visit or stay and it gets busy with 100,000.  Also, if you don’t want to completely seclude yourself, you are only a two hour drive away from Los Angeles, which also comes with plenty of beaches and the great Pacific Ocean.  Furthermore, if you’re looking for a little weekend adventure, Yosemite national park is about a six hour scenic drive away.

Out in the Wilderness

The hustle and bustle of the city and suburbs can be stressful and draining.  If that’s the case for you, we might encourage you to check out a place that sits on many people’s bucket lists.  Why?  Maybe because, in our opinion, it’s one of the most beautiful places on the planet!  With the Nevada and California border running right through it, Lake Tahoe is surrounded by multiple national forests and state parks.  With the Sierra-Nevadas surrounding Lake Tahoe’s clean and clear water, spending time on the lake can feel surreal.  But there is plenty more to do than just gazing at the lake.  Some of the many activities around this beautiful lake include fishing, golfing, spas, hiking, and biking.  Some of this may sound a little pricey, but with enough looking around and some senior discounts, this could be the retirement of your dreams.


For all of you golfers out there, it’s time for you to start dusting off the clubs.  According to golf.com’s rankings of the ten best golf cities in America, Orlando, Florida comes in at number five.  Florida is home to many retired seniors who may be there to enjoy something more than the warm weather and that is playing golf!  With a grand total of 86 public golf courses and warm weather year round, Orlando is a golfer’s paradise.  After all, the majority of the PGA Tour takes place in Orlando.  Therefore, you could end up living around the corner from a pro-golfer.  Some of the must-play courses in the Orlando area include the Bay Hill Club & Lodge, which has hosted the PGA Tour since 1979, and the Waldorf Astoria Club, which is not Disney property, but surrounded by the Disney Resort.  Are you interested in buying or renting a vacation home but need some extra money to do so?  A reverse mortgage may help because you can use your proceeds any way you choose!  Pay off your current mortgage*, relieve some financial stress, and live your retirement with peace of mind!

As enticing as they are vacation homes are not a great solution for everyone. It is important to be in good financial standing or speak with a financial planner before buying or renting a home. This article is for informational purposes only.

*Homeowner is still responsible for taxes, insurance and property maintenance.