• Tips For Keeping A New Year’s Resolution

  • by Kristen Curzytek

It’s that time of year again, New Year’s resolution time. Not matter your resolution for the New Year, it can easy fight to lose. But don’t despair! 2013 can be the year you stick to your New Year’s resolutions. Here are some helpful tips to help you accomplish that New Year’s resolution no matter what your goal is.

Have a plan

No matter your resolution, create a plan to how you will achieve your goal. When you have a plan in place your goal will seem less like a challenge. Think about what you need to do to make your resolution a reality.

Make a pro and con list

With a pro and con list about your goal you can see how important it is for you achieve that goal. For example, if you are looking to lose weight you can easily see with a pro and con list how important it is for you to lose weight. Losing weight can help you feel better, look better, lower blood pressure and cholesterol.  The only con you may have is not being able to have as much yummy junk food as you once were able to have. A pro and con list can work for any New Year’s resolution, not just weight loss.

Tell friends and family your resolution

When you let others know about your goal you will have someone to be accountable to and you will also find encouragement from friends and family. You may get your loved ones to join in your resolution and you can both accomplish a goal together.

Track your progress

When you track your progress you can see how your hard work has paid off. You can see how quickly you were able to reach a goal. Seeing your hard work on paper can motivate you to continue on and keep working hard toward your goal.

Set small achievable goals

Having a goal of getting organized or losing weight can seem very overwhelming, especially if you have a long way to go. Instead of saying you want to clean your whole house start with just a closet in the first week of the New Year. The task is much more realistic than saying you want to have your whole house clean this year. If you break up your goal in small steps you can easily achieve your goals in no time. The same can be said for weight loss. Instead of saying you want to lose 50 pounds, say you want to lose 10 pounds before Valentine’s Day. Making smaller goals that lead to a bigger goal is much more manageable and less daunting.

Reward yourself

Depending on what your New Year’s resolution is once you reach a goal give yourself a reward. It will give yourself the drive to keep going and make you feel good for how far you have come. Whether your goal is to lose weight or get organized once you reach a goal a reward will only help push you to try harder.

Don’t give up

If by February you find yourself not actively perusing your New Year’s resolution, start over! The important thing with a New Year’s resolution is that you keep trying. A resolution is something you should work on all throughout the year.

These tips should help you stay on track and complete your New Year’s resolution in no time. Remember if you do stray away from your New Year’s resolution, start back up again. The important thing with New Year’s resolutions is to keep trying and remember it’s something you have to work on everyday in order to be successful.

Fast Facts About New Year’s Resolutions

  • 63% of people say they are keeping their resolutions after two months
  • 67% of people make three or more resolutions
  • Top four resolutions:
  1. Increase exercise
  2. Be more conscientious about work or school
  3. Develop better eating habits
  4. Stop smoking, drinking, or using drugs (including caffeine)
  • People make more resolutions to start a new habit than to break an old one.

Source: Schwarz, Joel. “How to keep up with those New Year’s resolutions, researchers find commitment is the secret of success.” University of Washington. 23 December 1997. 27 Dec 2011.


Kristen Curzytek is a writer for Retiring Wise.  Give us a call at (800)401-8114 to talk to one of our licensed professionals. They can discuss your financial situation with you and determine if a reverse mortgage makes sense for you and your financial goals.