• The Affordable Care Act and You

  • by Kristen Curzytek

The Supreme Court ruling on the Affordable Care Act in late June was a historic decision. The Affordable Care Act enacted by congress is supposed to help increase the umber of Americans covered by health insurance and decrease the cost of health care over time. For those who do not comply with the mandate, they must pay 1 percent of their income for not having health care.

No matter how you feel about the Affordable Care Act by Congress, thieves and scammers are targeting people more than ever trying to collect personal information. You may receive phone calls or mailers asking for sensitive information. Be careful. Read the information carefully before giving any of your personal information out to someone. If you receive a phone call from someone asking for person information like your social security number, do not give them any information until you have investigated the company that they are with. Simple things like investigating a company will tell you pretty quickly if this is a legitimate company offering a service that may be beneficial versus a company that will use your personal information to scam you in some manner. A good place to start would be at the Better Business Bureau, or you can also find information from this site about whether the company is legitimate or not.

If you would like to read more about the Affordable Care Act, check out this article on CNN.com. There is also a link to the full ruling by the supreme court.

For more information on avoiding a scam check out our post on tips to avoid financial fraud.