• Tips for Caregivers

  • by Kristen Curzytek

If you’re in a situation where you might become a caregiver to someone who is close to you, there are a few things to do to prepare for your new role. There are some important steps you need to do for the person you are going to care for and also things you need to do for yourself. Below are some suggestions of things to do before being a caregiver for a loved one.

Have the conversation

Many people do not want to admit to needing a caregiver. It is certainly nothing anyone wants to discuss. Sitting down and deciding if they need help from a caregiver can be an awkward conversation. But if you see a loved one struggling to handle everyday things for themselves, it may be a sign to talk about getting help. Let them know that you are willing to help provide them with care.

Know about the illness

If your loved one is struggling with an illness learn as much as you can about what they are going through. You can connect with them better and understand how to provide the best care you can provide them with.

Take an intro class to being a caregiver

You can never be too prepared for a situation. Taking a few classes in providing health care for someone ill can help take the worry away from taking on providing someone health care assistance. Taking classes can prepare you for the type of questions you need to asking daily and what kind of signs to be looking for while providing someone with care.

Get important documents in order

If your parent’s health is already in decline it is important to get all their important papers together as soon as possible. These papers would include ongoing bills, insurance papers, investments, mortgage payments, and all bank information including pin numbers.
Getting these documents together early will help you avoid scrambling for them later on down the road. Losing track of a mortgage payment and missing a payment is one example that could end up affecting your loved one.

Know financial options

According to AARP’s report, Family Caregiving in the U.S, caregivers chip in an estimated $375 billion a year to help out loved one financially. Whether if you are caring for a family member or a friend, discuss with them the option of a reverse mortgage. A reverse mortgage can help take away the worry for trying to pay for the care they may desperately need.

Know your limitations

If you have decided to become someone’s caregiver, it is important for you to understand when the job has become too much for you to handle. If you are feeling overwhelmed and you can no longer handle being that loved one’s caregiver then you need to let them know. Your health is just as important as the person you are caring for. Know your limitations and understand what you can and cannot do.

Discuss back up caregiver

Discuss with your loved one who you are caring for what their back up caregiver could be. Whether it is a day you cannot care for them or the day you no longer can take care of them, talk about what they would like for a caregiver. Do they want a male caregiver or a female caregiver?

Being a caregiver is a selfless thing you can do for someone. Know your limits, and understand that professional care may be the best option for you and your loved one. If you decide to be someone’s caregiver do as much research as you can to provide yourself the tools to assist your loved one the best you can.

If you are worried about how you are going to provide care to an ailing loved one, a reverse mortgage can give you and your loved one financial freedom. The process is simple and easy. Our professional, licensed bankers will walk you through the quick process. We can find a way to help you and your loved one, give us a call at (800) 442-6828 or contact us by email at help@onereverse.com.