Government Approved

The Home Equity Conversion Mortgage (HECM) has been a federally insured program since 1989. In that year, President Ronald Reagan signed the Housing and Community Development Act, which added federal insurance to the home equity conversion mortgage program. For more than 25 years, the HECM program has given older Americans greater financial security. The government continues to change the program to make it better.

When choosing a lender, you want to be sure the lender is approved by the Federal Housing Administration (FHA).  This loan program is approved by the U.S. Department of Housing and Urban Development (HUD). Companies approved by both the FHA and HUD must follow strict guidelines that help protect consumers.

One Reverse Mortgage is approved by the Federal Housing Administration (FHA) and by the U.S. Department of Housing and Urban Development (HUD).

We are also a member of the National Reverse Mortgage Lenders Association (NRMLA).