Breadcrumb Trail:
-
May 16th, 2012
Best Foods for All-Day Energy
It seems the older we get the less energy we have. Although it may seem easier to take a supplement or better yet a nap, there are foods you can eat to boost your energy level. One thing you can do is have a healthy snack. Below are eight healthy snacks that help increase your energy level to help you make it through the day.
Cantaloupe and other melons
Melons like cantaloupe, honeydew, and watermelon are packed with vitamins and minerals. These melons are 99 percent water helping you stay hydrated while providing your body with energy. Dehydration is one of the main causes for fatigue, so next time you are a feeling tired cut up some melon for a snack or add it to a salad for a sweet punch of flavor.
Walnuts
Walnuts are a natural source of melatonin. What is melatonin? Melatonin is a hormone that our body naturally produces to help regulate our level of sleepiness. We all know when we get a good night sleep how we have more energy the next day. But as we age our bodies produce less and less melatonin. Walnuts can help your level of melatonin, helping you sleep better. There are supplements at your local health food store, but if you’re not ready for supplements try having walnuts as a nighttime snack.
-
May 15th, 2012
6 Things to Bring With You When you Travel
When it comes to air travel, there are few essentials you want to bring with you to help make your travels easier. Whether your plane ride is taking half way around the world or just a few hours, here are six things you want to be sure to bring with you.
Essential medications
When traveling you always to bring your essential medications. You also want to make sure you keep them with you and not check them in a bag. There is no way of knowing if a flight will get delayed or if your luggage will end up getting lost. Anything that you have to take daily, make sure you keep it with you. You may also want to bring other medication like aspirin or heart burn relief medicine. You definitely want to stay healthy while traveling.
Entertainment
Flying can be grueling if you do not have things to keep you busy. Books, magazines, music, movies, and other electronic items are perfect for long flights. Ear plugs are also a good idea if you plan on reading on your flight and do not want to be bothered by noises on the plane.
-
May 11th, 2012
Retirees: You May Need More For Healthcare Costs
This week Fidelity Investments released their annual projection of healthcare costs in their annual report on retirement planning. Aol.com published an amazing article about the findings of the report and also analysis from experts in the field.
This year’s report projected an average couple that retires this year would need $240,000 for healthcare expenses, which is a 4 percent rise compared to last year’s report.
The study is based on a 65-year-old couple retiring this year with Medicare coverage. The study takes into consideration how much the federal program covers as well as the out-pocket-costs many seniors have to cover that are not covered by Medicare.
The report from Fidelity may change once the U.S. Supreme Court decides on the 2010 health care law. The important thing to remember with the report is healthcare costs need to be considered when planning for retirement, especially since costs are projected to rise.
To read more about Fidelity’s report and expert and to read the full article, please visit aol.com.
Read the rest of this entry »
-
May 9th, 2012
What Do You Think Your Home is Worth?
By Tim Sprowitz
Tim Sprowitz is a Director of Mortgage Banking at One Reverse Mortgage and has been helping clients accomplish their goals for over nine years.
In the Reverse Mortgage industry the value of your home is just one of three factors that determines the amount you can qualify for. The other two are age and interest rate. So, what can you do to figure out your home’s value? While there is no exact science to finding the value of your home, there are many free resources available that you can use to get a general idea of what your home’s value may be. Keep in mind that you will need the lender to order an official appraisal to determine the actual value of your property. A good home value estimate will help you get the most accurate numbers possible.
What an Appraiser uses to determine value
An appraiser will be looking at the overall structure and the general condition of the property. A visibly leaky roof will harm your appraised value, as well with any visible structural damage.
Big factors that determine value are:
-
May 8th, 2012
10 Easy Exercises For Seniors
As a senior it can be hard to stay fit due to limited mobility. There are still a few exercises that are perfect for seniors of all ages. There are so many benefits of working out and it is so important to your overall health. Below are 10 of the best exercises for seniors.
Walking
Walking has so many benefits for the body. Walking is a good exercise to start with if you haven’t been working out in a while. You will feel a difference in your body in one day with just a short walk. It is the perfect exercise that works the whole body.
Swimming or water aerobics
Swimming is a low impact workout that is good for seniors who have joint pain. It is an exercise that is offered at many YMCAs and many high schools offer classes to seniors. Swimming can lower stress levels and improve flexibility.
Yoga
Gentlemen, before you skip over this paragraph on yoga at least read it! Yoga is not just for women and it can be very challenging. Yoga is a wonderful exercise that stretches muscles and improves flexibility. Introductory classes are a great way to learn about yoga and see if it a program for you.
Step aerobics
Read the rest of this entry »
-
May 2nd, 2012
The Best Destinations Worldwide According to TripAdvisor
TripAdvisor has announced their list of Traveler’s Choice Destinations for 2012. The full list includes over 400 destinations worldwide.
The top 25 includes a few locations from America (New York City and Chicago to name a few) which is pretty remarkable considering the list is comprised of locations from around the world.
TripAdvisor is the world’s largest travel site and one of the best websites when it comes to find information for traveling. You can find lists of the best beaches, bargains and even information from people who have traveled the world over.
Read the rest of this entry »
-
May 1st, 2012
Potential Money Pitfalls for Retirees
For many people, getting to retirement is a huge accomplishment. It means more time to spend with friends and family doing exactly what they want to do and no more worries about working. While retirement can be wonderful time, there are several pitfalls that can happen to retirees and more important their nest egg. Below are a few pitfalls all retirees should know about.
Credit cards
No matter what age you are at, credit cards can be dangerous. According to postconsumers.com the average American has almost four credit cards in the wallets. The average American is about $15,000 in credit card debt. The only way to prevent credit cards from becoming a money pitfall is to pay them off each month. That is not also possible, especially for seniors who are living in fixed incomes. Try not to rely on credit cards to pay bills. Balances on credit cards can quickly snowball out of control. Try to evaluate your purchase to see if it something you really need and can afford before making the purchase.
Phone scams
Read the rest of this entry »
